Last month I found it necessary to take a payment break to cover a bank cock up which left me having to make a massive payout to cover my mortgage. As this has left me needing to use this month's pay to make up payments to other parties so I will not be behind with those.
Good advice from all above. You could also make a reduced payment which would not technically put you two months into arrears so speak to your IP who no doubt will help.
You need to check your own proposal dinosaur as yours may differ from others which would allow you to take more consecutive months.
discuss it with your IP and see what options you have - hopefully they are fleixible and work with you on this.
Let us know what the outcome is and lets hope the bank don't mess up again!
Regards, Tina Shortland, Debt Advisory Manager for Melanie Giles at Debt Advice TV.
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