Payment Holiday

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s.b

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Post by s.b » Fri Dec 21, 2007 10:21 am
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I just wondered under what circumstances your IP would allow a 1 month payment break. I pay £900 per month and my IVA is due to finish early as I will be paying back my debt in full but would be happy to extend it by an extra month in order to have a month off now as I need to replace a few things in my flat and my TV has just died on me. I know it's not a life or death scenario but it would really help me out for just one month
Happy Christmas everyone x
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debbiw

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Post by debbiw » Fri Dec 21, 2007 10:27 am
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Hi s.b, I would speak to your IP, as alot of people take a payment break for repairs. I can't see it being a problem x
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MelanieGiles

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Post by MelanieGiles » Fri Dec 21, 2007 12:17 pm
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Make sure you put up a good case to your IP, and don't mention the word "Christmas".

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

To have me propose an IVA for you, please visit:
http://www.melaniegiles.com/ivaEnquiry.asp

See customer feedback at:
http://www.iva.com/iva_companies/IVA_Advice_Bureau.asp
Regards, Melanie Giles, Insolvency Practitioner
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Martin2011

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Post by Martin2011 » Fri Dec 21, 2007 11:08 pm
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Just be honest. Things wear out and need replacing, even when you're insolvant. Besides, if you've not had any previous payment breaks and are offering to make an additi0onal payment to compensate, and are in any event repaying 100%, I can't see anyone objecting to be honest. Well done for getting so far and hope it all wraps up for you soon. If it's any consolation, there's not much worth watching on TV at the moment, tis more interesting here!

Very best wishes for Christmas,

Martin
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s.b

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Post by s.b » Sun Dec 23, 2007 10:50 am
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Thanks everyone, I'll let you know the outcome and Martin you're quite right the tv is rubbish over christmas - only thing worth watching is the Dr Who special! Hope you all have a good one x
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Skippy

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Post by Skippy » Sun Dec 23, 2007 11:43 am
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I'm looking forward to the Doctor Who special - David Tennant, mmmmmmm!

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/
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thebear29uk

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Post by thebear29uk » Sun Dec 23, 2007 11:49 am
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Kylie Minogue. mmmmmmmmmmmmmmmmmmmmmmmmmmm!!!!!!!
Regards

Dave

View my blog at www.thebear29uk.blogs.iva.co.uk/
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Skippy

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Post by Skippy » Sun Dec 23, 2007 12:07 pm
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Funny, that's what Dave said! He's also pleased that Billie Piper will be making a comeback in the next series!

I got into Doctor Who when Christopher Eccleston (another mmmmmmmmm! and he supports Man Utd) became the Doctor and then it improved with David Tennant. If he needs another assistant I'm available!!!

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/
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