Excellent news Helen and so glad it's been sorted for you.
Congratulations on being a granny again, hope you can get to see her and what a lovely name.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I am with Freeman Jones and the first payment was just one of my 60 - so you are in safe hands. You stop paying your creditors and start paying your IVA instead - good luck