They voted for ours - a 20k loan and a 10k credit card.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
the p in the £ can change throughout the duration of the IVA remember, if you pay more in for example due to a windfall or uplift payments, it can decrease too if you have to have a variation for any reason.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
Glad it makes you feel better Tony - don't forget, the dividend is not related to the pence in the £, but your ability to repay. Ours is lower due to my ill health and having to drop hours at work.