That still does not answer the question of why it took you 6 months to decide I have to pay more than half (or clear the debts in full) with the money I received when I gave you a full breakdown of what the money was being used for.
FAIR?? Fair…..
I am mean reality check Freeman Jones, what do you really think we have lived on for the 2 years I have been out of work, because you as a company have our income and expenditure, you know that we cannot afford to pay the £200 a month that we HAVE been doing for the past few years, because we begged, borrowed and sold things to keep us a float. We used our gifted money from the wedding to pay our way and borrowed from family. (BTW the money from our wedding was suppose to have been paid in to the arrangement according to Freeman Jones, that disgusted me, I do not see gifted monies a “windfall” but you obviously do???? )
That all had to be put back, I had no job, no car and a disabled wife having to bring in the money. Do you know how that makes anyone feel?
So when I got the money, (and all Freeman Jones can do is go back to the very first phone call I made) I have had numerous and I mean NUMEROUS phone calls when Freeman Jones themselves confirmed that it is written in my statement that the monies I got was excluded from my arrangement. But 6 months on you want more than half...... I offered £13000 to start with, you said NO. I came here for advice and offered £7,000 your communication was poor and slow. So I complained and then after 6 months the payout gets "investigated". You made allegations without PROOF.
You stated this was not the same claim as the one in the original statement, because the date of me speaking with my Solicitor was after I first spoke to Freeman Jones. Well That was because National Accident Helpline had put me on to 2 other Solicitors before that who decided not to take on my case. However what I said was true, I intended and could possibly receive a payout from my employer in regards to my RSI injury, this is what happened, I got a payout!
Freeman Jones knows that after 6 months we do not have the money you want us to pay in to the arrangement. Who really would have that much if they were in our shoes? So who’s interest are you acting in really Freeman Jones, I mean after 6 months you say you want money that anyone would clearly not have. Had you done this when I informed you of the monies then although I would of questioned it, I would have had it.
We had rent, council tax and other bills to settle (borrowed funds) I was out of work and struggling due to my arm in finding a suitable job, so with the money I set up my own business. So I was hoping to have a future for me and my family. I was also without a car (because I had to sell that to make ends meet!!!!) so I purchased another.
When I first told you I had the payout, Freeman Jones then said I need to pay the full amount, I questioned this and you agreed with me that I did not, as I made an offer for £7000, you went away spoke to your IP and came back and said yes that is acceptable. Now you’re going back on that and asking for nearly £18000, how is this possibly acting in my best interest? Can you really answer that. (Sorry that was a mistake will not cut it, as this will be a VERY expensive mistake on my head!)
So I do not have those funds, I feel this needs to be investigated. If it turns out those funds do need to be introduced to the arrangement it will finish me. But rest assured Freeman Jones I will not sit down and forget this. That was the mistake my previous employer made thinking I would go away. If I feel I have been wronged I will take this to court and until I feel I have been listened to and given reasonable information. I will not go away.
I am in a worst state now mentally than I was before we started the IVA.
Last edited by
LongWay on Tue Apr 30, 2013 9:13 am, edited 1 time in total.