I'm free
IVA started August 2013
IVA completed March 2014
IVA type - lump sum
Firm - PJG Recovery
IP - Sue Clay
Thanks to Sue Clay and her team (Amie John, Claire Jackson, Liz Lawton, Nicola Stingl and a none I've missed) and Andy Davie who reffered me to them.
From day 1 they have been most helpful and accommodating with bot Sue and Melanie both taking the time to answer my calls questions quickly and when they should probably be at home!
I was worried initially as I had got into the mess I was in, in a rather stupid embarrassing and somewhat unusual way, I had feared I'd be judged a stupid fool who deserved what he got, but I sensed no judgement or tutting just helpful solutions and advice as to how to proceed
I can heartily recommend Sue and her team or Melanie (spoke to her in early stages) to anyone in a financial mess
A warning about some other firms, I was given bad advice by one firm (can't recall who), who stated I wouldn't be able to do a lump sum. I'm very glad that both Andy and Melanie put me right on this
Martin