Post card

[lily]

I wouldnt do anything drastic dots, I am too low on creditors for IVA and have funds for settlement.

Just having an off day, I dont even know why, does anyone else get these?? No real reson just fed up. I was looking forward to this weekend cos its free, first one in ages and I cant get in the mood.

Perhaps a bottle of something might help.

lily

[katy]

I think everyone, on here especially, has days like yours Lily. Myself and hubby are taking the little one to the fair tonight, I think i'm looking forward to it more than her - it's just been one of those weeks. Get a glass of something down you and look forward to a nice weekend off.

[BrassicLintus]

I've been having lots of off days recently Lily. But after going BR I feel that things are getting better slowly. So much in fact that I'm actually going out tonight!!! Well actually i'm going round to my friends house to cook him a meal to say a big thank you to him for helping me through some very dark times over the last couple of months. In fact you're all invited!!! There's many lovely, kind hearted and generous people on here who've helped me enourmously too, so would like to say big thank you!!! But don't all come at once - he only has 4 plates and 3 forks!!!!

[katy]

I've been having lots of off days recently Lily. But after going BR I feel that things are getting better slowly. So much in fact that I'm actually going out tonight!!! Well actually i'm going round to my friends house to cook him a meal to say a big thank you to him for helping me through some very dark times over the last couple of months. In fact you're all invited!!! There's many lovely, kind hearted and generous people on here who've helped me enourmously too, so would like to say big thank you!!! But don't all come at once - he only has 4 plates and 3 forks!!!!

Ah bless ya

I'm actually finding things worse (within myself) since going bankrupt, I've not had the OR interview yet and maybe i'll feel better after that I don't know. I just feel incredibly guilty and stupid and all sorts of bad things at the moment, maybe I need a glass of something too.

[lily]

Katy

Youre bound to be wound up at the moment, the OR interview is daunting. I had a court date and everything and I was petrified, before my circumstances changed.

You have climbed the biggest mountain already, dont feel guilty, we can all beat ourselves around the side of the head but not one of us ever thought we would walk down this road.

I hope everything goes well for you in your interview.
Stay blessed. Try to stay sane in the meantime.

Love

lily

[lily]

Brassic, I am so glad that youre real dark days are finally over. We are all one day closer to the end and this horrible journey, having said that I do feel we are better people for coming here. Lessons well and trully learned and priorities, like friends and family, appreciated as they should be.

Hope it goes well for you brassic.

lily

[Lisa2009]

lily stay positive. You give so many positive comments to other people on this forum when we have bad days and you should be proud of yourself for that. We all have bad times so dont beat yourself up about it.

[lily]

Skint

Thanks for the kind words,I really appreciate it

I am fine now, kids are home and keeping me busy. I know that I owe the money and I am trying my best to sort it. I just couldnt do the one thing that would make me feel better. Which breifly comprises of postcard, shove, sun dont shine.

lily

[Janey]

Lily this sounds like the actions of the lovely HFO, had some dealing with them before my IVA was accepted they are absolutely the worst company I have ever dealt with. Good Luck Janey.

[lily]

Hi Janey

They are due to come tomorrow so if I see them I am going to go out of the back and into my car, its by the gate ready. (may even run them over on the way out of the cul der sac). 8am to 9pm. I am quite nervous, I know they cant do anything. It just brings it all back the fear and dread, the thought of people knocking the door. I suppose thats their intention though, right? Well its worked.

lily

[Skippy]

Good luck tomorrow Lily - email me if you need a chat x

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/

[scaredkez]

lily they probably wont turn upp but if they do just think of how many forum supporters you have behind you me in the first running good luck hun, keep it strong.

Please view my blog at: http://scaredkez.blogs.iva.co.uk/

[aguise]

Lily I doubt they will turn up, dont worry just tell them to refer to your letter and then run him over if you want. lol. I did email you a few days ago dont know if I got it wrong, Same from me email if you need a chat.

Ang x

Please visit my blog at http://aguise.blogs.iva.co.uk/

[lily]

No one yet, but the dust bin people gave me a scare as did the post man. Speaking of which I had a letter from a company called DCM, its a nice letter telling me I am not alone and they can help me, its also free. Another one from direct finance offering a loan. As anyone heard of DCM?

lily

[aguise]

Hi Lily just googled it and looks like a dmp/iva company.

Angx

Please visit my blog at http://aguise.blogs.iva.co.uk/