Very pleased to have been accepted for a credit card with Capital One this week. Only a £200 limit but it is a foot on the rung of the credit rebuilding ladder. [:)]
We very much want to buy a home in a few years, as we are renting at the moment,so rebuilding our credit record is a must.
It just feels nice to be a bit 'normal' again.[:)]
Try and keep it for emergencies - but very useful to have in the purse/wallet at the end of the day. And a great start to your financial rehabilitation.