Hi james
1 Not necessarily, although I think that this is generally the case, as the tax you are due to pay for the current fiscal year technically becomes a creditor in your bankruptcy estate.
2 You might be able to persuade the OR to stop doing this, if you have a family member or friend who can make similar contributions to the tax element on your behalf. Your own suggestion will not work.
3 Yes - this is the very reason why this is done, and you will need to make payments directly to the OR's office or to their agents on a monthly basis.
4 It does take some time to filter through to HMRC but should not take too much longer. The OR will be already in correspondence with HMRC and there is no need for you to do anything.
Regards, Melanie Giles, Insolvency Practitioner for over 20 years.
For further details contact me at
http://www.melaniegiles.com and view my IVA blog at:
http://melaniegiles.blogs.iva.co.uk