Never use Ebay sales to load it - use normal cash at a Post Office as it costs me £1 no matter how much I put on there.
My Paypal account just funds Ebay purchases. Paypal card does anything else I want to buy.
Council Tax is paid by direct debit.
Secure Trust is supposed to be good, and there is also the Clearcash card offered by Cleardebt.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk