Pre-paid credit card

[poppy]

Hi, just looking into the pre-paid credit cards and would like to get one. Will I be allowed in an IVA?

[thanna]

You can poppy i got one of the sun tuxedo ones its great for ordering of the internet just keep an eye on the charges though[:)]

[poppy]

Thank you!

Thank is excellent!

[Soulgrowth]

I swear by my Cashplus card Poppy ... having looked at all the charges associated with the others it still seems the best value in terms of charges £4.95 a month, no top-up fees when you load at any Post Office and no transaction fees ... so just costs me £4.95 a month and is invaluable.
[:)]
Debbie

[Skippy]

I've got a Tuxedo card and I pay £4.95 a month and top up from my bank account which is free.

[animaleyes76]

I'm with cashplus as well.

They also offer creditbuilder which can help rebuild your credit history.

Have a look,seems a good idea

http://www.mycashplus.co.uk/about-cashp ... ilder.aspx

[facingittogether]

creditbuilder - animaleyes - that made me laugh, in my case they would have to be miracle workers to rebuild my credit at the moment or in the next few years lol[:D]

barb x

[animaleyes76]

lol

i thought the same.. waht good will it do whilst in an iva but hey.. to quote tesco. Every little helps

pml

) x

[Moneystinks]

Ooooooo glad this thread is on we are just looking at getting a pre pay - I wish we had done this before!

What would anyone recommend?

[facingittogether]

depends if you want one that acts as a credit builder marie hee hee!

sory i am in a daft mood tonight

hope you are ok

barb x

[Moneystinks]

Great minds re the daft mood I've got it on me as well!

It will all be knocked out of me tomorrow when I walk into work at 7 am ish!

x

[Moneystinks]

Thanks Ladyh

Don't like Virgin though.

They are the main creditors that pushed us right over the edge 35% they put their interest up to.

I suppose they did us a favour really.

[Moneystinks]

OH having a look now

He said it is worth a look.

Thanks

[animaleyes76]

pml @ marie

whether it actually does anything is another matter hey but as i still have to pay the £4.95 p/m what the hell lol

3.5 years to go... before it even starts getting better in real terms lol.. actually a year on top of that to come off my credit file hey.. not that i actually want cards again lol

[Moneystinks]

We have rang Virgin 3x in the last 6 months to get them put their interest down to 19% it was they say they will then put it back 35%. They are part of MBNA.

Rubbish just rubbish - the situation that is.