Well today I opened my post to find a Completion Certificate and a letter stating we are now fully discharged from all our debts.
That was one letter I never thought I'd see.
We did a F&F offer last May after 4 long years, and it was accepted, then course we then had the PPI to go through.
I would like to say a HUGE thank you to McCambridge Duffy for all their help, and for all those just starting out, or in an IVA, the very best of luck...there is hope at the end of that very long tunnel!
It sure is a nice feeling!!!
Thank you every one.
I kept looking at the certificate yesterday just to keep reminding myself it was real!
I also wanted to say thank you to this forum...although I didn't always post, I often read posts and found the advise invaluable...certainly at the beginning when as we all know it can be very scary and it is a real comfort to have so many people willing to help and offer some great advise.
Good luck to everyone else.
