proposal

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c.j

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Post by c.j » Sat May 17, 2008 3:27 pm
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just recieved my proposal from my i.p. its scary seeing it all wrote down and official.my creditors are;

halifax-£10178
littlewoods catalogue-£328
rbs overdraft-£3000
rbs credit card-£1905
rbs credit card-£4375
rbs tesco loan-£24188

i am a bit worried as i didnt realise my tesco loan was with another of my creditors. do you think this will make any difference as i only have 3 creditors now?

my proposal works out at 29pence in the pound. is this a fair offer do you think?

also i just want to say a big thank you to this web site, i have found it invaluable all the way through this process, from just thinking about an iva to now signing my proposal.
Iva finished !
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cfnc

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Post by cfnc » Sat May 17, 2008 3:37 pm
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I think they are treated as individual creditors, trust your IP as I am sure they do not put proposals through if they think there is a problem.

Kirsty
Kirsty
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Wizzard

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Post by Wizzard » Sat May 17, 2008 3:38 pm
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Proposals do tend to hit you, don't they C.J. As a novice 29p/£1 sound great to me but I'm sure someone with more expertise will be along with a definite answer
When I was young I was called a rugged individualist
When I was in my fifties I was considered eccentric
Here I am doing and saying the same things I did back then and now I'm labelled senile
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chris.g

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Post by chris.g » Sat May 17, 2008 4:14 pm
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When there's 19p/£ IVA's being accepted and, more recently, even lower, I reckon you have a good chance,
good luck,
xx
It's nice to be back......
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Jinx

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Post by Jinx » Sat May 17, 2008 4:16 pm
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19/100! I wish mine was that good... mine sucks & blows at around 82/100
its a marathon not a sprint!

I'm out of my mind but please leave a message!
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cfnc

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Post by cfnc » Sat May 17, 2008 4:20 pm
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mine was 89p in the £ and will probally be 100p in the end due to my husbands commission, but at least it is being sorted and we no longer have any creditors calling us.

Kirsty
Kirsty
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