CJ08 wrote:
After that the next conversation will be here is my 2 weeks notice to cancel and ill cut my losses! Im awaiting a call tomorrow from payplan so before i commit to them you would reccommend me speaking to him!? One thing that did make me laugh in that conversation is "would i get my IVA from this forum?" thats like me saying to my clients to stop them getting their insurance from tesco or sainsbury "would you buy your food from me!?" every sales person has to find a way to plant a doubt in what the the customer is buying! Seriously Melanie should an IVA be treated like a product you buy!? If i wasnt so determined to get myself on an IVA at some point then this would of put me off!
Unfortunately some do view an IVA to be a commodity. They completely overlook the fact that it is a bespoke product, yes, even a consumer IVA is, as no 2 people are identical and everyone's circumstances differ in some way.
The individual who has been talking at (and not with) you
seems incredibly naive. Does he realise what untold harm he has done his organisation rubbishing this forum? Probably not. I would very much welcome a debate with him about on something like the Insolvency Rules but suspect I would be playing "Spot the Brain Cell"!
You are right to seek advice elsewhere but would recommend you speak to a couple (no more) of other firms in addition to Payplan to see who gives you the best advice before you decide where to go next, and who with.