[:D][:D] I'm ok FD, thanks for asking, just been having a bit if a rubbish time so haven't been able to post, but I'm sure things will improve and I'll be back amongst my buddies soon.
Hi Viki! wow have I got something for you! My friend brought the knitting today! feel there is a little too much! May have to scale it down for you unless you're having a multiple birth!
Back to Kallis not only does she offer support on forum but off forum too she is a true star x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
Hope you're not wishing multiple birth on Viki, Lesley [:D][:D]
Jan is fantastic isn't she - Noiva it isn't Jan's day job, she's recovering from a serious operation and thankfully for us has been able to offer advice and support when needed. Even when Jan goes back to work, she'll give as much as she can.....thats Jan [:)]
If you see the bag of hand knitted cardigans, matinee jackets and all sorts I've got, all very beautiful so not being ungrateful but far too many she could have octuplets! lol
You ask my friend for a couple of nice items and end up with 12! I must count them actually!
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
I agree about Jan, she is a constant pillar of support to everyone on the forum, very dedicated and always offering good advice and some friendly support..it most definately wouldn't be the same without her[:)] and I for one will always be grateful to her...also Viki for that matter who was around for me when I first started posting,both are fab!![:)]
IVA accepted 13/11/2008..17 payments down,55 to go..
James, I learned from posting on here a lot from day one. Taking notice of what was said by the professionals and learning from it.
I still make mistakes, for which I apologise, and hopefully learn from them.
Hubby and me don't go out a lot, neither of us is bothered by that. Most of my spare time is spent on the laptop, and since my op at the end of last year, I have managed to spend every day on here, sad as it may seem!
Noiva - it isn't my day job, I shall be returning to that shortly, but will continue posting before and after my working day.
I am glad to be able to give support and advice to everyone on here, I've been in the struggling times, and come out the other side and like to help others to do the same.
And I've made some excellent friends both on and offline.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
The forum wouldn't be the same without Jan - she's always there to offer advice and answer posts, and has picked up her knowledge through being in an IVA and actually learning from the professionals. All this despite recovering from a serious operation and before the working full time.
