QUIDCO...

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no money eva

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Post by no money eva » Thu Jul 10, 2008 12:17 pm
Thanks for your replies on home insurance, just had a quote through Lloyds on Quidco and it has all gone thru and I will earn £120 cashback, fantastic. I think it was skippy who posted about www.quidco.com

Thanks again.
 
 

indebtforever

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Post by indebtforever » Thu Jul 10, 2008 12:50 pm
did you have a problem when you tried for it? it says this??
***IMPORTANT: We are unable to accept earnings enquiries on Lloyds TSB Insurance products more than 6 weeks after the transaction date. Set a reminder for yourself to check!
 
 

no money eva

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Post by no money eva » Thu Jul 10, 2008 1:08 pm
Yes it did say that but alls it means is that if it is not showing as tracked on your account you need to send in an enquiry prior to 6 weeks after the transaction date, and I will be checking lol.
 
 

no money eva

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Post by no money eva » Thu Jul 10, 2008 1:27 pm
indebtforever.

No problems, just checked it has been validated, probably take about 3 months to pay out (but right timing for crimbo) lol.
 
 

luluj

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Post by luluj » Thu Jul 10, 2008 6:11 pm
It's a windfall and your IVA will need to benefit from it! Sorry!!
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Skippy

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Post by Skippy » Thu Jul 10, 2008 6:32 pm
Surely that depends on the terms of your IVA?
 
 

luluj

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Post by luluj » Thu Jul 10, 2008 6:47 pm
I received cashback from my car insurance and contents insurance - both of which I had to pay in full to my IVA as it was classified as a windfall!
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
 
 

Skippy

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Post by Skippy » Thu Jul 10, 2008 7:01 pm
What would happen if you had it paid into your Paypal account, would you have to declare that or would it be the same as if you've sold something on EBay?
 
 

kallis3

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Post by kallis3 » Thu Jul 10, 2008 7:06 pm
I suppose you should declare it, because it's not the same as having sold something, but if your IP doesn't know about your Paypal account then you could keep it quiet if you wanted to.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
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http://kallis3.blogs.iva.co.uk
 
 

Angleparkinn

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Post by Angleparkinn » Thu Jul 10, 2008 7:14 pm
Er how the heck do they know that you have gotten cashback off quidco etc unless you tell them?
I`d hardly consider £40 a `windfall`.
Don`t tell me they have access to my bank account as well?
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kallis3

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Post by kallis3 » Thu Jul 10, 2008 7:17 pm
Depends on how the 'cashback' is paid I would imagine. If it is a cheque and you have to provide bank statements for your annual review, your IP might want to know where that money came from.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

pixie

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Post by pixie » Thu Jul 10, 2008 7:18 pm
doesn't it depend on the terms of the proposal? most have a clause saying anything over 500 is a windfall and anything under is yours.
I wouldn't have even thought to tell them!
Pixie
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kallis3

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Post by kallis3 » Thu Jul 10, 2008 7:18 pm
Mind you, thinking about it - you are allowed to keep £500 from a windfall aren't you?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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