Ray's update

10 posts Page 1 of 1
Post Reply
 
 

rayb

User avatar
Posts: 1288
Joined: Wed Dec 12, 2007 11:15 am
Location: United Kingdom
Post by rayb » Mon Sep 10, 2012 7:49 pm
Quote
Hi Everybody,

My apologies for not posting for a while but have had lot's going on and now just wanted to update you all to how great things are going and to share my positive experience of an IVA and how there is a big bright light at the end of that tunnel.

I have now been in full time employment working back in London which I love since May working for a great firm who really for once do value there staff and I am already starting to go places which is fantastic. Got copies of my credit files from all the agencies to see where I am and back at the top and in the black which is great but I will reiterate no more credit unless it is for a Mortgage which I am currently saving fees for at the moment and hope as I received some inheritance to buy my 1st House with my long term (she has been a god send) partner probably the beginning of next year.

Just wanted to share my positive experience of things in particular my IVA journey and if I can help anyone along the way always willing and happy to help.

God bless you wonderful people [:)]
Top
 
 

Niobe

User avatar
Posts: 5169
Joined: Tue Jul 03, 2012 9:56 am
Location:
Post by Niobe » Mon Sep 10, 2012 7:54 pm
Quote
That's great news,Ray. Glad everything is working out for you. Good,luck with the house hunting!!
Top
 
 

Foggy

User avatar
Posts: 33395
Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom
Post by Foggy » Mon Sep 10, 2012 8:21 pm
Quote
Great to hear its on the up, Ray :-)
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Top
 
 

luluj

User avatar
Forum Expert
Posts: 11333
Joined: Sun Dec 09, 2007 6:54 am
Location: United Kingdom
Post by luluj » Mon Sep 10, 2012 8:29 pm
Quote
Great news and if you need some mortgage advice use a whole of the market broker who will have access to products for those with previous bad debt history's.....Ryan who posts on the forum comes highly recommended and has helped a number of posters get on the property ladder at different stages of their journeys...good luck.
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
Top
 
 

MelanieGiles

User avatar
Industry Expert
Posts: 47612
Joined: Tue Jan 09, 2007 10:42 am
Location:
Post by MelanieGiles » Mon Sep 10, 2012 8:37 pm
Quote
It is always nice to see someone coming on her with a positive post, and glad that your life seems to be moving forward for you. Thank you for sharing those experiences with us and good luck for the remainder of the IVA term.
Regards, Melanie Giles, Insolvency Practitioner
Top
 
 

Struzzo39

User avatar
Posts: 1820
Joined: Sun Jan 24, 2010 5:56 pm
Location: United Kingdom
Post by Struzzo39 » Mon Sep 10, 2012 9:01 pm
Quote
Fantastic news x
Steven & Debbie
Top
 
 

Shining

User avatar
Posts: 27019
Joined: Thu Sep 20, 2007 8:57 am
Location:
Post by Shining » Tue Sep 11, 2012 3:18 am
Quote
Positive post Ray and so glad it's all coming together for you. Great to hear from you x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
Top
 
 

rayb

User avatar
Posts: 1288
Joined: Wed Dec 12, 2007 11:15 am
Location: United Kingdom
Post by rayb » Tue Sep 11, 2012 12:57 pm
Quote
Thanks everyone much appreciated
Top
 
 

Tina Shortland

User avatar
Posts: 2950
Joined: Tue Jan 05, 2010 11:30 am
Location:
Post by Tina Shortland » Tue Sep 11, 2012 2:26 pm
Quote
Thats a great post Ray and thanks for taking the time to write it. So pleased to hear how positive things are for you and long may it continue!
Regards, Tina Shortland, Debt Advisory Manager for Melanie Giles at Debt Advice TV.

If you’re looking for effective debt related information, articles and news, then go now to our on-line advice service at www.debtadvicetv.com

If you’re ready to ask us for specific advice or help, then get in touch at www.call-me.debtadvicetv.com so you can start to free yourself from the stress and anxiety of overwhelming debt.
Top
 
 

KM1512

User avatar
Posts: 392
Joined: Fri Jun 15, 2012 2:05 am
Location: United Kingdom
Post by KM1512 » Mon Sep 17, 2012 8:07 pm
Quote
Glad things are going well for you Ray and thanks for letting us know there is light at the end of the tunnel
Top
Post Reply
10 posts Page 1 of 1
Return to “a success story”