really really worried and concerned

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apple2

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Post by apple2 » Sun Jul 13, 2008 10:07 am
We decided to go for an IVA about 6 weeks ago.
We have contacted 3 different companies - the first were not for us, the second were ok - but have still not come back to us 3 weeks later about whether we have a case or not. The third sounded extremely promising - but now we have not heard from them for 2 weeks either - despite sending all in depth information as requested.
What should I do now?
We are sat here trying to sort our situation out but whilst we wait for IP's to come back to us our situation is getting worse and worse and we are no nearer finding any kind of solution. We do not know if we are good for an IVA or not?
I did not think the intial enquiry stages would be quite so stressful - I thought this came when you were waiting for an IVA to approved
Despite our efforts - we are no further forward than we were 6 weeks ago.
 
 

rockbottom

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Post by rockbottom » Sun Jul 13, 2008 10:36 am
HI Apple

have you tried to contact the company who you felt happy with to see whats happening, also have a look at IVA.COM there are reviews on there about different companies and their IPs Melanie who posts on this site is an IP with an outstanding reputation have you thought about giving her a ring. hope you manage to sort things out quickly it is a very stressful time from beginning to end so you need to choose your IP carefully and you dont need the added stress of being left out of the loop and not know what is happening.

good luck and keep posting
rb
 
 

Dominic

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Post by Dominic » Sun Jul 13, 2008 10:43 am
Try RE10 they have been good so far, and no i d onot work for them they handle my IVA. It was all done very quickly

http://www.re10.org.uk/re10_contact.htm
 
 

kallis3

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Post by kallis3 » Sun Jul 13, 2008 10:45 am
Apple, sorry to hear you are having so much trouble finding an IP.

I am with Payplan and found them excellent, but as Rockbottom says, check out iva.com or phone Melanie. If I hadn't already been sorted when I found this site, I would certainly have phoned her.

There are a lot of people on here who rate her very highly.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Wizzard

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Post by Wizzard » Sun Jul 13, 2008 11:01 am
Hi Apple .... take a look at Melanie Giles who posts on here. I'm not with her company but a lot on here are and I have yet to see a bad post about her. (That's a Curly Wurly you owe me Melanie)[:D][:D]
Last edited by Wizzard on Sun Jul 13, 2008 11:02 am, edited 1 time in total.
When I was young I was called a rugged individualist
When I was in my fifties I was considered eccentric
Here I am doing and saying the same things I did back then and now I'm labelled senile
 
 

Dominic

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Post by Dominic » Sun Jul 13, 2008 11:06 am
yes Melanie Giiles is a very nice person and professional
 
 

angela18

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Post by angela18 » Sun Jul 13, 2008 12:53 pm
we are with melanie and her team and they are brilliant.. I'm glad we went with them..
they listen and are non judgemental.. give her a call
Ang.. 13 payments in.. WOW, thats over 20% paid!! http://angela18.blogs.iva.co.uk/ well here we go

if you wish for a rainbow... then you have to put up with the rain xx
 
 

Moneystinks

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Post by Moneystinks » Sun Jul 13, 2008 1:46 pm
Hi Apple

We are with Melanie too.

Her team are great and we met some of them last night, they are lovely and efficient.

Try ringing them!

X
 
 

Kazzy E

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Post by Kazzy E » Sun Jul 13, 2008 4:56 pm
Hi apple, we're with Melanie and her team as well. Have had no problems, they have been truly professional and Melanie is lovely (although never met, but have spoken on the phone). Kazzy x
There is light at the end of that dark tunnel. Promise.

Visit my blog at: http://kazzy.blogs.iva.co.uk/
 
 

Soulgrowth

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Post by Soulgrowth » Sun Jul 13, 2008 10:04 pm
Give Melanie a call apple ...

Dominic, great to see you about again ... how are you?

Debbie
Debbie
 
 

Dominic

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Post by Dominic » Sun Jul 13, 2008 10:35 pm
hi debbie i am fine, got volunteered for a lot of weekend work again
 
 

elizabethr

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Post by elizabethr » Mon Jul 14, 2008 11:00 am
I have also gone with MelanieGiles. I posted on here for a while before biting the bullet and then reviewed a few companies before I chose I went with the people who I would be happy to talk to over the next 5 years. All melanie's team very helpful and none judgemental and approachable. My creditors meeting Fri 18th July.
Elizabeth
 
 

Shining

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Post by Shining » Mon Jul 14, 2008 11:12 am
I'm another one with Melanie and only good to say, worth a call surely
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

Viki.W

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Post by Viki.W » Mon Jul 14, 2008 11:59 am
Hey Apple2, we are with Melanie also, great team....really worth a call. X
If you would like to talk to me about your debt problems, please visit:
http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
 
 

joh71262

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Post by joh71262 » Mon Jul 14, 2008 2:16 pm
Wish I was with Melanie.

I went from Debtmatters [xx(] to Grant Thornton [?] when they sold off their book, but Melanie has always been professional but with a touch of humour thrown in when I've seen her post on here. For me, that human touch is very important and I feel that with a large company, that is sometimes lost.

Good luck
There's light at the end of the tunnel - it's just that sometimes the tunnel seems so long.

IVA Complete June 2009
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