We are 10 months into our IVA and everything is going really well.
Not heard or received a thing from our creditors since our IVA was approved on the 27th December last year.
Got home this lunchtime to find a Credit Card Statement demanding full payment of the account. What should I do ?
There seems to be an awful lot of bank money being wasted on letters and postage - if they can waste this, why do they need bailing out?[:D]
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Why do they do it? Is it somethin that has slipped through the net or do they think they might worry people into paying the money owed to them, thinking were nieve or something?
MBNA were the main culprit Steve. They said they had been sent out by mistake.
Fortunately those of us on here will either guess, or will ask what to do. I imagine there are a lot of people out there who are now scared s***less and don't know which way to turn.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Send it to your Supervisor - he/she will write to them. Don't worry they cannot do anything.
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
Hi Everyone
I emailed my company (DFD) tonight to advise what I should do with the Credit Card Statement that I had received. Within 5 minutes of having sent the email I received I telephone call from DFD, advising me of the new legislation that had come into force as of the 1st October and that I should ring or write to the Credit Card company advising that I would not be making any payments as this is covered by my already approved IVA.
Now that has to be a first for DFD. Good communication.
I must admit though, i think the communication issue was the only one hubby ever had with them.
hi Caraf Im glad you are impressed with DFD I have just sent off all my paperwork for my first annual review.
Its one year ago tomorrow that it was approved. I hope the next 4 go as quick.
Hi Marsha1
My word hasnt that gone quick, I do remember you this time last year. We where helping each other out.
What sort of things have they asked for you to send in? Did they contact you or have you had to contact them ? Has your curcumstances changed much ? what are you expecting ? Please Please let me know how you get on with them, my review is in December
Last edited by caraf on Tue Oct 21, 2008 6:53 am, edited 1 time in total.
