registered nurse will bankruptcy affect job

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barbara

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Post by barbara » Wed Jan 14, 2009 4:12 pm
Iam a State registered nurse will bankruptcy affect my job
 
 

Michael Peoples

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Post by Michael Peoples » Wed Jan 14, 2009 4:23 pm
It ought not to but some employers have been wary where a staff nurse controls a budget. This is of course unfair but unfortunately is a fact of life. Speak to HR on a no names basis and contact your union rep. You are not the first nurse to petition and the health service cannot afford to discriminate against good staff who have financial problems.

Good luck and let us no how you get on.
Michael Peoples | McCambridge Duffy Insolvency Practitioners
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MelanieGiles

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Post by MelanieGiles » Thu Jan 15, 2009 1:24 am
I have dealt with lots of nurses in the past, both in IVAs and in bankruptcy situations, and have never seen employment effected. A very good friend of mine is a Staff Nurse, and he says that he is not aware of any prejudice within NHS regulations which might affect someone's career if they were to enter bankruptcy.
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David Mond

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Post by David Mond » Thu Jan 15, 2009 5:05 am
Bankruptcy only possibly affects work in some professions or the Civil Service - so you should have no problems.
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
 
 

cat 1

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Post by cat 1 » Thu Jan 15, 2009 6:35 am
I worry that a Trust would suggest the individuals integraty is now questionable- brought bad name on it etc.I manage a large budget, worry constantly about my iva vs. registered nurse.Have not spoken to HR.I work very closley with them.Too scared.Cat
 
 

Michael Peoples

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Post by Michael Peoples » Thu Jan 15, 2009 9:31 am
I agree Cat that some narrow minded trusts may view bankrupts or those in IVAs with suspicion and it is probably better to keep it to yourself. I do not believe that there is anything in an NHS contract to prohibit insolvency but the danger remains that your career could be stalled if the bosses found out. I understand your hesitation in speaking to HR but what about someone from the union head office? Surely they could advise on a no names basis.
Michael Peoples | McCambridge Duffy Insolvency Practitioners
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size5

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Post by size5 » Thu Jan 15, 2009 9:43 am
Good idea Michael, although to put the posters mind at rest I currently have a client who is a very, very big cheese within the RCN and there has been no negative reaction on that particular case, proving, if nothing else, that debt can strike anyone unawares, regardless of status, and it would be quite wrong, in the vast majority of cases, to discriminate against anybody because of mistakes made and a desire to rectify them in an honourable way.

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freelili

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Post by freelili » Thu Jan 15, 2009 9:52 am
Hi there

I dont know if this helps at all, I am a registered health professional and was working in the NHS when I decided that BR was the way forward for me. Worried that I might be slapped on the legs I rang the Health Professions council and asked if I could stay registered as a bankrupt and they said there would be no problem with it.

Our register is separate from nurses but you could ring up yours and ask the same question, they didnt ask my name or anything, they just said it wouldnt be a problem as a personal insolvency would not affect the integrity of the council or my ability to do my job.

My work involved going to patients homes, working in hosptial wards and running clinics in doctors surgeries, it really wasnt a problem.

Good luck now.
Last edited by freelili on Thu Jan 15, 2009 9:55 am, edited 1 time in total.
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plasticdaft

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Post by plasticdaft » Thu Jan 15, 2009 3:15 pm
I work for the ambulance service and they sent out a letter this month stating that due to the early xmas pay and jan's pay coming early too,meaning 3x5 week months to cope with,anyone with money problems could contact several schemes for grants etc etc. Never seen anything like it before,so perhaps the NHS realises that its staff are being affected by the credit crunch.

My wife mentioned our scottish trust deed at a recent occupational health appointment(she was stressed as she had been suspended from work for gross misconduct,long story short a student made some serious allegations and 2 months on they have decided my wife has no case to answer and can go bck to work now)(flamin student!!).The occy health woman said she knows lots of staff who are in BR or IVa type situations.
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
 
 

kallis3

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Post by kallis3 » Thu Jan 15, 2009 4:23 pm
I work for the police, and we had a similar email round last year, giving addresses for various companies, so I think the police realise as well that people are suffering.
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Michael Peoples

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Post by Michael Peoples » Thu Jan 15, 2009 4:32 pm
We have a sister company that specialises in dealing with members of the police and another that deals with the armed forces. Many forward thinking officers are actively encouraging speaking to debt advisers as they know it can save careers and improve performance.

Attitudes are certainly changing as the economy worsens and in the 10 years I have worked here it has never been a better time to go insolvent. The stygma is reducing as everyone has been affected by increased food and energy costs, decreased house prices and general gloom and hopefully it will not be long before the stygma has gone altogether.
Michael Peoples | McCambridge Duffy Insolvency Practitioners
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If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com
 
 

plasticdaft

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Post by plasticdaft » Thu Jan 15, 2009 4:37 pm
There really could be a new generation of sensible spenders who have been burned by credit in the past. I for one shall be in no hurry to obtain credit when my trust deed has run its course. Lesson learned the hard way methinks.
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
 
 

kallis3

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Post by kallis3 » Thu Jan 15, 2009 4:57 pm
Me neither plastic. We're trying to drum it into our daughter as well.

Hopefully she will learn from our mistakes, and those of her half brother and sister who are both in difficulty.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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