Relief - IVA approved

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kiah

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Post by kiah » Mon Apr 19, 2010 11:08 pm
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My partner and I are so relieved, our IVA was approved today. Yippee!
We had acquired serious debt and we felt that there was no way out until we learned of the IVA process. Originally our creditors wanted hundreds more but thanks to McCambridge Duffy things were sorted out for us. They were excellent at negotiating on our behalf. The whole process of applying for an IVA and completion was really quick. I would like to personally thank Danielle Mcconway, Rosie Short and Caroline Kealey. They were are all so warm, friendly, yet professional, it really does make a difference.
Thank God it worked out and we can try to carry on with life. I wish all of you who are awaiting your creditors meeting all the best.
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debtfree-wannabee

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Post by debtfree-wannabee » Mon Apr 19, 2010 11:26 pm
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Congratulations. Glad you got a good result. x
When I was younger I did what I knew - now I know better I do better!

Kath x
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kiah

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Post by kiah » Tue Apr 20, 2010 12:17 am
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Thank you, I was so scared that it may not work out, I thought I would have to go bankrupt and possibly lose my home. Just to think, 5 weeks ago I didn't even know what an IVA was.
Maybe now I can breathe again!
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kallis3

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Post by kallis3 » Tue Apr 20, 2010 6:39 am
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Congratulations Kiah - and another good result for McCambridge Duffy.

Good luck with your IVA and keep posting to let us now how you are getting on.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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sillybilly

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Post by sillybilly » Tue Apr 20, 2010 8:46 am
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Congratulations, what a relief it must be for you. Good luck with your new journey [:)]
We came with nothing, we leave with nothing.
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Shining

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Post by Shining » Tue Apr 20, 2010 8:52 am
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Congratulations from me too, hope your IVA journey is a smooth one. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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Michael Peoples

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Post by Michael Peoples » Tue Apr 20, 2010 12:24 pm
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Congratulations from me too and I pass on your kind words to those involved.
Michael Peoples | McCambridge Duffy Insolvency Practitioners
http://www.mccambridgeduffy.com
If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com
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danny4

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Post by danny4 » Wed Apr 21, 2010 1:26 am
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I'm with McCambridge Duffy also and about 6 months in and the service is still great. This forum is a godsend you know as my first IVA proposal was refused and I was so stressed. I do think all the people on here are excellent and all want to help. Fantastic. Just remember that advice is always available on here.
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jtomo64

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Post by jtomo64 » Wed Apr 21, 2010 2:11 am
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Congratulations from me to.

It is a great feeling to know that you dont have to dread the creditors writing and calling, and just have to think about making that one monthly payment. Its not an easy ride, but its nice to know where you stand financially and nice to look forward to being debt free.

Stick around, this site is a great source of information, a place where you are not judged, but supported by all.
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Julie

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Post by Julie » Wed Apr 21, 2010 7:36 am
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Congratulations to you and all involved! [:)]

xx
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steppingstones

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Post by steppingstones » Wed Apr 21, 2010 8:00 am
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Congratulations Kiah.[:D]
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Daveyboi

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Post by Daveyboi » Wed Apr 21, 2010 8:57 am
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Congratulations Kiah
DaveyBoi - Just Keep Smiling :)

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L-E-E

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Post by L-E-E » Wed Apr 21, 2010 10:03 am
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Hi Kiah,

Congratulations!

Its always good to see praise for IVA and Debt Management companys!


Lee
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kiah

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Post by kiah » Wed Apr 21, 2010 5:31 pm
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Thank you all for your well wishes, you are all so warm, friendly and non judgemental.

It was actually posts from this site that helped me pluck up the courage to talk to someone about my debt in the first place. I hope that other people in the same situation find strength too. I will be updating you all on how the journey goes.

Thanks again,
Kiah
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kallis3

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Post by kallis3 » Wed Apr 21, 2010 5:51 pm
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Please keep posting Kiah, we want to know how you are getting on.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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