IVA finished, my name has just come off the IVA register and I need to think about remortgaging,
Any idea how I go about this? is there anyone that has successfully done it? any good contacts(financial advisers)? or should I tackle it myself? but I dont know the companies that need to avoided as know some would never consider a remortgage if I have been in an IVA.
Speak to Ryan and Shaun (details under the ask an expert link on the left hand side of the page) who have been instrumental in getting many posters a mortgage.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
You should be careful about applying to lenders 'randomly' as this can have a detrimental affect on your credit score which is already likely to be compromised. There are lenders who might consider your application but they all have unique criteria which takes many factors into account. There is no 'one size fits all' but, particularly now that the IVA is over 6 years old, you should have some fairly competitive options available to you.
Specialist Mortgage Advisers. Highly Commended at the British Mortgage Awards.