review 2

[caknight]

hello

also


can I check that allowances are definately not to be but in as income?

I.e I have a car allowance and shift allowance, do i put my salary down with them or without?

cheers

[Adam Davies]

Hi
How did you show it last year ?
All income should be shown with the car allowance being cancelled out on the expenditure side with increased costs[fuel,servicing etc]
Regards

Andy Davie
IVA.co.uk Spokesperson

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp

[caknight]

Hi Andy

I didn't, we start our 3rd year next month and have not had a reveiw till now.

[iva experts]

Hello,

Are both the car allowance and the shift allowance gauranteed?

Best Regards,
IVA Experts
http://www.iva-experts.co.uk/

[Adam Davies]

Hi
Can't understand why you have not had a review.Your IP is under an obligation to file a report each year.
Who are you with ?

Andy Davie
IVA.co.uk Spokesperson

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp

[caknight]

I am with debt matters

if you look at my other posts you will see the issues I have had.

It's been a nightmare from start to half way!

http://www.iva.co.uk/forum/topic.asp?TOPIC_ID=5083

[MelanieGiles]

Car allowance is paid to you to ensure that you have a car available to use for business purposes, so both this and your shift allowance should be included as income. But do make sure that you have included all car related expenditure against the car allowance - including maintenance costs.

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

To have me propose an IVA for you, please visit:
http://www.melaniegiles.com/ivaEnquiry.asp

See customer feedback at:
http://www.iva.com/iva_companies/IVA_Advice_Bureau.asp

[caknight]

Thanks Melanie

As before I need to have a car now but can't get one for obvious reasons.

Shall I note this on the review to see if I can get permission to get one?

Thanks Again

[MelanieGiles]

How much are you being paid for your monthly car allowance? And what does your employer say about you not having a car?

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

To have me propose an IVA for you, please visit:
http://www.melaniegiles.com/ivaEnquiry.asp

See customer feedback at:
http://www.iva.com/iva_companies/IVA_Advice_Bureau.asp

[caknight]

My employer is pushing for car details, I have managed to dodge for the last year but they are updating to SAP and therefore require my car details.

Car allowance is £3400

[MelanieGiles]

I imagine that your employer will withdraw this allowance unless you get yourself sorted out with a car. This should never have been taken account of as income - it is there to ensure that you provide a car of suitable quality as dictated by your employer to be used for business purposes. If you choose to acquire a cheaper car, and pay the balance over to the IVA then that is a choice for you.

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

To have me propose an IVA for you, please visit:
http://www.melaniegiles.com/ivaEnquiry.asp

See customer feedback at:
http://www.iva.com/iva_companies/IVA_Advice_Bureau.asp

[caknight]

well put in review advised them of car allowance and new figures and they came back with no variation. so all ok