review

[2YrsIn]

i`m posting lots today - lots of worries i guess - just a quick one really

if my gf and i get accepted for this place to rent (we hope so as baby is well on route) i have basically budgeted so it does not effect my current iva payment (358pm)

a quick breakdown

1300

- 360 iva
- 625 rent
- 120 petrol
- 45 car insurance
- 25 mobile

thats all my outgoings - leaves me 125 a month for a bit of spending and some put away cash, i usually survive on 50 a month anyways - we decided it best for me to pay rent - then she is gonna pay bills, c/tax/ food etc so its pretty fair split for us and it saves the hassle of having so many different outgoings on my income / expenditure - do u think they will accept this at the next review or push for my GF to pay for more (which she cant and she has nothing to do with my debt or iva)

[kallis3]

Not sure 2yrsin, but I will bump this back up to the top so one of the experts can answer your question

[MelanieGiles]

I think that your IP will want to see full details of both yours and your IP's monthly expenditure, to ensure that you are only paying a fair share towards combined bills. This will need to include all new benefits you can expect to receive as a result of the arrival of the little one.