I'll bump this back up to the top so one of the technical experts can see it and reply.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
No they don't -not unless your bank statements appear to show riduculous amounts of off expenditure and income and then I would presume they would - trust is what they tend to base things on !
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !
There would be no need to do this. Your credit file will show the IVA, and it would be difficult to get any other credit whilst you are party to insolvency proceedings.