Hubby and I are ex smokers, and I do hate the smell of cigarettes now. Anyone coming to my house has to smoke outside, the cars are both non smoking as well.
We always smoked like chimneys in restaurants, but I am so glad that you can't anymore.
If that is your thing, then fine. I like a drink, but can't claim for it in my IVA, so don't see why smokers are able to with some companies.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Hi
My IVA is with payplan. When we did the initial I&E they asked if we smoked neither of us do but I would presume there is some sort of allowance otherwise why would they ask?
I'm just catching up with this thread...don't know how I missed it [:I]
I don't believe there should be an allowance for smoking, there's not an allowance for a drink....in our case we couldn't claim to feed the cats, so why should there be an allowance for smoking?
We don't get an allowance for hobbies either (not that I have any other than being on here or reading, and they are library books!)
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Nope, Ive looked at the figures and we definately wont be able to afford the smokes Reckon I'll be starting the champix that I got sat in the cupboard from the doc! Wanted to wait until I felt mentally ready for it but hey, I guess I better get started!! Going to change my forum name guys, you'll probably recognise me, I'll be the one moaning about everything cos I need a fag )
On the subject of smoking.........my mum bought herself an electric cigarette. It gives you the same kick of niccoteen in your throat as you get from a normal cigarette and you blow out vapour instead of smoke.
It cost her about £50 for the starter kit and you buy replacement tips that just screw on.
I know it sounds like a lot of money but she smokes 60 a day usually and is now down to buying only 10 a day after only a week.
Personally i think its a marvelous idea. I even had a try of it.
We've only had one review nikki - had no problems or surprises with it and our payments remained the same.
Our dogs and their insurance have been included since day one.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Hi
I am also with Payplan on complaints yet but have not had review. We were not given any allowance for hobbies but were given £10 per week for 2 cats.
Thanks everyone, its good to talk!
Reckon I'll be starting the champix that I got sat in the cupboard from the doc! Wanted to wait until I felt mentally ready for it but hey, I guess I better get started!! Going to change my forum name guys, you'll probably recognise me, I'll be the one moaning about everything cos I need a fag 
