I'm one of the lucky ones who managed it by myself. I just stopped smoking and that was it. Fourteen years later I am still nicotine free.
Problem was that I piled the pounds on! Not good, especially when getting rid of them ends up with surgery!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Just waded through this thread, very interesting I must say. I am a non smoker myself, but I ask clients whether they smoke or not and do build in a modest allowance against it. I would also defend anyones right to propose a modest social allowance also. IVA's are a fine way to deal with debt but it is counter productive to put people into a straitjacket.
On a personal point, whilst I am a non smoker myself, I despise the smoking ban in pubs. As you may know, my own vice is the odd beer or three, and the traditional pub atmosphere has all but disappeared. If you go out with a smoker or smokers you also end up as Billy No Mates 5 or 6 times an evening whilst they sneak out for a crafty fag, totally anti social in my view.
Regards.
Cert DR
23+ years in debt advice
I do not post for anyone other than myself
I am non smoker and do not drink and before the smoking ban there was a pub that banned smoking and it was always packed I would go there for a meal. I too do not agree with a total ban on smoking, I do agree that restaurants should be smoke free but I think pubs should allow smoking as if people want to smoke and have a drink why can't they.
As to medical treatment I am over weight and may be refused treatment because of my weight, I haven't so far but who knows. Are people such are racing drivers refused treatment after an accident because they took a risk? Not that i think that smoking, drinking to access or being overweight is healthy and more should be done to help people who want the help. I saw a dietitian and gave her my food diary and all she said was well you have healthy diet no more help or advice.
jan
Nothing you can buy feels as good as not being in debt.
I think that pubs should be smoke free as well. I don't smoke now, and don't see why I should have to suffer second hand smoke. By all means allow a seperate room for them, but not in the same room as me!
I was classed as morbidly obese, and have never beem refused medical treatment. I had a gastric bypass last year on the NHS, and have never looked back.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I concur with Michael and size 5 on this one-there should be smoking and non smoking establishments which enables the punter to make their own choice. It is simple and given a try it would definately work, you employ smokers to work in the smoking pubs and obviously non smokers in the empty pubs! Still can't get my head round the fact that smoking is legal but it is illegal to smoke in a public house.
I didn't have the band, I had the full gastric bypass and so far I have lost 7st 10lbs. I had the op done in December last year.
Some of my fellow patients have lost more than me, but I am quite happy with the way my weight has gone down, and I am now wearing siz 14 jeans for the first time in I don't know how many years!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
WOW!!! That is fab I am fighting my weight problem at weight watchers as I too am morbildy obese the doctor offered my zenical but was a little worried about having "an accident" I didnt take it and stuck to weight watchers but I struggle.
Back to square one but what dunt kill you makes you stronger!!
I have had xenical, and you do have to be very disciplined with the fat that you eat.
It was only because I was so overweight and had tried everything, that the doctor put me forward for the op.
It's not easy and you have to change your whole way of thinking as you cannot eat the same amount that you did before, even if you want to.
If I go out for a meal now, it is a starter that I will have, and I don't always finish it!
Last edited by kallis3 on Sat Aug 22, 2009 4:04 pm, edited 1 time in total.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Jan01, good luck at Weight Watchers. I must admit I've always struggled with WW and have lost more weight with Slimming World - probably as you can eat more!
A pound a week is good - at least you are getting there.
As I said - mine was drastic as there was no way I would have lost it any other way. I loved my food - still do! Can't eat it though, and I accept that.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I am an ex smoker as well. And yes, we ARE the worst [:)]
I personally do not think a smoking allowance should be included in an IVA. Would they allow an alcohol allowance for an alcoholic, a gambling allowance for a gambler? I don't think that would happen so why should smokers get it?? It is exactly the same thing, and addictive habit you choose to do
I am totally behind the smoking ban. If you choose to smoke fine, that's up to you. BUT as your choice of something has a detrimental affect on others around you, then go somewhere else and do it. A smoker should not inflict their habit on others
I always remember something I read. A brief version of it goes something like this
When you smoke, the after effect is the smoke you exhale over me. I like to drink. The after effect of that is it makes me go to the loo more frequently. Would you mind............ well I am sure you can guess the rest of it [:)]
There are 10 kinds of people that understand binary, those that do and those that don't
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
