sad

[dixie002]

I miss my credit cards. I know they got me into this mess (rather I got nyself into it) but I still miss them. [:0]

[Tina Shortland]

I'm sure their "parents" miss your business too!!!

Find new friends - much more healthy!

Regards,

[kallis3]

I actually don't miss mine!

[Adam Davies]

Hi
A credit card is handy but you will get used to not having one. Remember you can get pre paid credit cards whilst in an IVA
Regards

[Pandy]

I find my Debit card is just as thrilling especially knowing the postman is going to bring me a letter demanding payment when I use it.

[carole2662]

I had to buy a new wallet when I got rid of my cards as I had so many they had pulled all of the pockets out of shape.

[Nicola.sa]

lol, that sounds like my purse. If its not the credit and store cards ripping the seams, its the endless receipts shoved into the pockets!

[kallis3]

I still have loads of plastic - loyalty cards, prepaid cards, NI card, debit and cashpoint card, AA.

The difference is that I don't have to worry about demands dropping through the letter box.

Great feeling!

[animaleyes76]

I have to say that i don't like the fact that debit cards don't provide the same level of protection as credit cards do.

I couldn't find anything on most of the prepay sites to say that they protect you against dodgy sellers and various other scenarios.

I'm sure someone can clear that up though...

[Simbel]

I've got to admit - I've got use to using cash for everything, but once in a while I too miss my credit cards (although as everyone says I don't miss those statements at the end of the month popping through the letter box)[;)]

[missy80]

I haven't used mine for so long - there was a really awful moment in September when I was trying to withdraw money on my Virgin card and it was rejected - that was the beginning of the end!

I miss what they could get - the ("proper") holidays and new clothes. But love using a debit card and not having an overdraft (except that massive one I owe hsbc!)

[stormsylv]

My debit card is provided with my bank account at Natwest which gives me the same protection as a credit card i think.
It is a Visa debit card.

[Simbel]

oh missy80 yes the holidays they could buy me - I miss those sooooooo much (I day dream about a proper holiday every day).

[Pandy]

stormsylv mine account and card is the same, I am not sure about the protection you get with it, I very rarely use it on the internet apart from paying my rent, I prefer to look round shops and touch and feel stuff before buying it, you just dont get the same when doing it on the internet. Plus because I am a little on the short side (4ft 10 inches) I need to try clothes on etc.

[31101932]

The Cashplus pre-paid card does offer purchase protection as part of the standard package.

I have never needed it, but it is nice to know that it is there.