Hi eveyone, just an update to let you know that I have had my Defence SC Clearance sucessfully approved for another 10 years! Such a relief I felt like bursting into tears. Although they have approved me they said that will send me another financial questionnaire to fill in in 18 months. The good thing is no one got to know about my IVA, this is what I was panicking on, what to saty if they only approved say 5 years, people would have asked questions. The only thing that naffs me off slighlty is that the letter is written implying I am still in debt although I made it clear to them that my IVA was finished and that i was no longer in debt and that the defaults and IVA will fall off my file in the next few weeks. Even sent them my completion cert. This is the contents of the letter which is probsbly a letter template:
'Further to the Financial Questionnaire you recently completed, I would like to inform you that your application for Security Clearance has been approved.
However, I must inform you that there are concerns regarding your present financial situation and we will therefore undertake a review of your finances in 18 months time. This will involve the completion of an updated Financial Questionnaire and further credit reference checks.
Should the results prove adverse, it may be necessary to carry out a full review of your finances. This will require you to be interviewed by one of our Field Investigating Officers in order to clarify your position.
As you now hold a security clearance, I cannot stress the importance of financial propriety and would urge you to make every effort to reduce the burden of your debt in order to minimise your vulnerability to external pressure.'
When I first read it I wanted to phone up and say 'I AM NO LONGER IN DEBT' but at the end of the day I am just so relieved that i got approved. Just makes me smile how people don't seem to understand the IVA process. Maybe it was just a template and they overlooked amending the wording..anyway to everyone out there fretting on clearance be upfront and send them all the info re your IVA on the application and you should be fine
