Hi robson. . Welcome to the forum. Yes it is a very scary place you are in at the moment, but you have already done the hard bit by acknowledging that you need help. Do stick around and feel free to let us know how you are getting on, and ask any questions you have. Stay strong and all will be well xx
Hi robson, welcome to the forum. im not far in front of you in the process, waiting for a date for my meeting. it is the most scarey thing but this forum is an absolute life saver and keeper of sanity !! any worries etc just put them down on here and there is always someone around to give advice and more importantly support.
good luck on your journey
Welcome to the forum......the hardest bit has been done ..that being asking for help.......the phone call on Tuesday will ensure your income and expenditure is set correctly and that they have all the details they need.....in another six weeks max you will i am sure b on the road to debt freedom and living life within an IVA.
Keep busy, focused and logged onto the forum ...we will help you all the way!
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !
Hi Robson, good luck with your journey! Keep posting and let us know how you get on. Like ditzy says, this forum is brilliant and the people are so friendly, helpful and supportive x
Welcome from me as well. Start writing down any questions you need to ask now so you don't forget them by Tuesday.
Good luck with the call!!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by ditzydoodle
Hi robson, welcome to the forum. im not far in front of you in the process, waiting for a date for my meeting. it is the most scarey thing but this forum is an absolute life saver and keeper of sanity !! any worries etc just put them down on here and there is always someone around to give advice and more importantly support.
good luck on your journey
font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by ditzydoodle
Hi robson, welcome to the forum. im not far in front of you in the process, waiting for a date for my meeting. it is the most scarey thing but this forum is an absolute life saver and keeper of sanity !! any worries etc just put them down on here and there is always someone around to give advice and more importantly support.
good luck on your journey
who are you with and has it taken long to get to this point for you good luck and hope your date is soon x[:)]
As has already been said, you've already taken the hardest step by asking for help.
Ask as many questions as you like on here, myself and the other members will never tire of answering questions from newbies like yourself.
Have a read through the blogs too, thery're a good source of information on how other people have coped in the early stages. There's a link to mine, called 'Our Journey' in my signature, another good one is by MiaK called 'One Day At A Time'.
It's usually 6 to 8 weeks to get the IVA sorted out unless you have a complicated one.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by kallis3
Which company are you using robson?
It's usually 6 to 8 weeks to get the IVA sorted out unless you have a complicated one.
hi kalis i am with debt free direct they mentioned something about a two week fast track system not sure if i am on it though they have been quick so far spoke with them first time on wens and they sent someone out that night to sign paper work and change bank account and rung fri to say about meeting tues to sort out letter x[:)]
I've no idea about a fast track system I'm afraid. We do have a poster from there on here and hopefully he can pick up on this next week.
I take it they have changed your bank account to Thinkbanking?
If so, you do realise that you can do free banking with any bank as long as it isn't a creditor and these accounts are still free at the moment.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Robson, im with DFD too, everything has happened very quickly for me up to now, i think from my first call to them until now - ive had my pack, signed it and sent it back - has taken a little over 2 weeks. its just a matter of waiting for them to get it back and organise a date for the meeting i think. unless something complicated crops up which i cant see happening. im not the most patient of people and want it right now !!!! lol so far DFD have given me no cause for concern with regard to their service. x
