Hello, My IVA was eventually accepted this week after the refusals on the proposal were turned into acceptances at the adjourned meeting this week. My thanks must go to Melanie and Thomas (the principal people in my dealings) for helping me start on the road to debt freedom, without their help I wou...

Thanks Kallis3, It is frustrating because it would seem if I had a lower DI thus giving MBNA a smaller % per month and so not being able to pay back the full amount over 10 years it would have been accepted! They didn't even vote on my wife's IVA and she only has debt with them £3000 less than me, b...

Hello Andy, I am starting to think I may have to start looking at a DMP if Melanie cannot weave her magic and I see you were on Vincent Bond webpage, could you or indeed anyone give me some information on DMP's if I indeed do have to take this route. Are these any good at getting the % to nil, what ...

Hello, Yes I am in the same boat as you Lisa of having my IVA declined, but my IP is doing all she can but it looks like a losing battle. It is very frustrating and annoying that one creditor (MBNA) who have the majority debt can say no and do not even intend to say yes by the looks of it, due to a ...