Morning everyone - who is Mel? Sorry for being so stupid
Sweetpeaxx

I am with Varden Nuttall

We do not own our property and have no assets but do I have to wait for the IVA to fail and how long approx will it take I had my first letter of breach last week.. In the three years I have been in the IVA I have never spoken to my IP, but I will give it a go, the only thing is what shall I do in t...

I cannot find his direct email address so am now wonderi ng does he exist - Can anyone advise whether I would be better off to go Bankrupt or can this be achieved if one is still in an IVA

Thanks for the advice, I think you could be right AnimalEyes - I think it is onbe of the support team - I have had so many in the last 3years its hard to know - I will take your advice and let you know how I get on.

Hi. Last year my husband was very ill and as he is self employed I was the main bread winnerand have had to pay all the bills, rent council tax etc, etc along with paying my IVA - foolishly I took out pyday loans to try and make ends meet - but everyone knows the story - anyway I have now found that...

Thanks everyone - I am so glad to have joined, by the way they even emailed all the forms for me to fill in I will now delete them from my home computer - I was thinking they were a scam and could so nearly have been caught as I have had no less than 4 different administrators dealinig with my IVA s...

Hi I have just joined the Forum due to the fact that I want some advice on a company called IVA Consumer Action based in Poole Dorset who called me the other day and said they believed I had been misold my IVA -due to the fact that I have no assets - I do not own my house own a car etc and that I wo...