Thats great, thank you all very much for your advice, I shall put forward that figure today and let you know the outcome

How on earth can redundancy payouts be classed as a 'windfall' when. It's supposed to be money to live on????

Morning
What happens if you miss just one months IVA payment without permission? I have been borrowing a bit of money and need to pay it back
Thanks

What you need to do is user something like bid napper which automatically bids for you in the last few seconds so no inflated price! I have won all my bids this way, it's great! It's free to which is even better

Thanks everyone, I'll let you know the outcome and Martin you're quite right the tv is rubbish over christmas - only thing worth watching is the Dr Who special! Hope you all have a good one x

I just wondered under what circumstances your IP would allow a 1 month payment break. I pay £900 per month and my IVA is due to finish early as I will be paying back my debt in full but would be happy to extend it by an extra month in order to have a month off now as I need to replace a few things i...

Hi Phil
Yes I think so, I'm paying back 100% of my IVA including all fees so it will finish early. This was same as you, due to big payrises and big rises in IVA payments - now £900 per month which I don't like to dwell on!!
Susan

I wish £500 was an awful lot, you couldn't get anything in London for that, be more like £800, I live just outside London and commute in every day and pay £635 which is very cheap

Hi
I am with DFD and have had no real problems although they can be slow with responses sometimes
Also the large majority of my debt was with Lloyds £22,000 and they said yes to the IVA

I was in the same situation with getting a big pay rise and luckily I managed to negotiate a lower increase rather than paying over all my pay rise which is what they wanted but for me it has ended up with me paying 100p in the pound so it will be completed early, otherwise you will pay more but not...

MBNA refused me with a £5,000 debt and paying back 66p in the pound

Thanks for your help I'll drop my IP a line to explain, I hope they understand but I doubt I will be accepted anyway. It's a real pain here as it all has to be in your name but you are forbidden from using it for personal use and I can send my IP statements to prove this I just don't think I can pay...

In my job I need to pay for a lot and claim things back - I've also got to pay for a flight for work to the other side of the world which as you can imagine is not cheap! What would be an IP's view on getting a credit card purely for company business? Our company offer a company card but we have to ...

I pay £635 for a 1 bed flat plus £212 on bills

I was in the same position and persisted with letters and didn't accept their answers and finally got it in writing that I was going to be paying back 100p in the pound and my IVA would be concluded early as soon as this amount was reached. It really seems that they try it on and see if they can get...