many thanks to all of your replies...
all the very best

Many thanks for all of your replies...all the very best to each and every one of you!

Last payment from my bank account today..5 years have gone so fast..and have been hard some times but the alternative doesn't bear thinking about!To those of you who are starting out on this journey..stick with it.I'm not saying it is easy because it isn't.But this site is invaluable for information...

all the best marce3000 for you last 12 payments..I hope it goes smoothly for you.My last payment is due from my banl account on 01/02/14...2 weeks...can't wait!

what a nice post everhopeful...all the very best to you and your family...I have two payments left to complete my IVA and yes it has been a struggle at some times over the last 5 years but it could have been a lot worse! Although I have not contributed that much to this forum, I have found the infor...

I have a basic account with Nationwide...tried to upgrade on on line for this account bit was declined instantly...

thanks for both of your replies...this matter has now been sorted and I've been given the extra time.
cheers

If following a 3 month salary review, you are required to pay additional funds into your IVA, is there any leeway with regards to the 14 days for the payment? The reason I ask is that I am in this position and I am quite willing to pay the additional funds into my IVA but I just need some more time ...

yes you should be able to keep it as it is for 'pain and suffering' only-if there was a loss of earnings this would no doubt be classed as a windfall and have to be paid into your IVA-I would run this past your IP in any case.

Hi Bepto, my sister helped us out with a f&f offer which was accepted so don't worry about the fact that it is a relative helping.Make sure though that the letter of offer is ONLY made on the basis of clearing the IVA and will only be paid into the arrangement for that reason only.
Good luck

Good luck with the F&F offer and the valuation...I'm waiting for my property to be valued as per month 54 of my IVA...fingers crossed!

many thanks for all of your replies....that answers my question

equity release-when the valuation of your property is carried out and the 85% ltv applied,is the equity amount halved when you and your wife, in my case, own the property and I am the only one in an iva? therefore reducing the actual equity that can be paid into the arrangement?

thanks for the replies..and yes lesley this was in relation to the insolvency register.
thanks again

I just need some clarification;if the IVA was concluded early, due to a F&F being accepted, and a completion certificate issued.Does the name stay on the register for normal 6yrs, from the start of the IVA, or can it now be removed?
Thanks