ah right keeping my fingers crossed for the cheshire then I am about to become homeless and really dont want to stay in rented

thanks for all the replies but I am confuced about all the talk about the chelsea is this another lender or do you mean the cheshire?

Been told that this company deal with mortgages post IVa but have high interest of 9.8% anyone dealt with them before? Thanks

Think I am just going to have to find somewhere to rent, thanks though

YAY[:D]
However I have contacted several adverse credit companies and been turned down for mortgage. we need one foe 110k we have a 30k deposit (house is on market for 150 but will accept 140) any advice appreciated thanks

i am planning on applying for a mortgage at the end of this week all being well, my full and final is just waiting for 1 creditor and they have been given till wednesday. My in laws are paying us a 30k deposit and we have seen a house we want for 145 fingers crossed x

It is showing defaults from 2 of my creditors despite being in IVA what do I need to do about this? Thanks

thanks for the help, will look into it

Oh maybe I only have 1 name to contact and just assumed this was my IP, how naiive! I thought this was a week excuse too, I have had this date in my diary for over 8 weeks.

apparently my IP was on a late today and the meeting was at 10 so she only had 2 hours (before 5.30) to chase around. She assured me she would make the calls for me......... but I do wonder!

My full and final meeting was today all of my husbands creditors have agreed to settle but none of mine have responded they only need one more vote to get majority though. So have to wait another week for an answer! x

i got one of these too, glad i read about them here first

eeek meeting is tomorrow i am terrified[xx(] I have a really bad feeling xx

Thanks for the info..... will keep you posted x

thanks for the reply, we have not really got a reason other than the money was offered to us.
Think we will have to do some serious saving to get a 30% deposit