Hi Kallis,
We found his name on the site.

Mr Gerard Nicholas Ratcliffe IP Number: 8666
Debt Matters Ltd
Mansell House
Aspinall Close
Middlebrook
Horwich
BOLTON
LANCASHIRE
ENGLAND
BL6 6QQ

Hi Melanie, The name is Gerald Ratcliffe and he is no longer with DM. He is with a company called Unique Business Fiance but they use the same address as DM. When we questioned the name change they said it was "Business restructuring" It was that company that issued the refund cheque to us. Two and ...

Hi Andy,
We are writing to the IP because no one will let us speak to him. We are also writing to the regulatory body. We were told that several other cases under this IP were left to expire and that he had to seek legal advise about this. We have many questions to ask and will keep the forum posted.

HI,
Does anyone know what happens if you don't manage to obtain a remortgage within the duration of the IVA,even though you have paid all your monthly contributions.

Hi Melanie,
Thank you for your reply we will write a letter we feel very let down at the moment and do not know which way to turn.

Hello all, We have been sent two letters from our creditors so far demanding money. This is two and a half years after our IVA was supposed to end. We finally managed to get in touch eventually with the IPs office. We could not speak to him we were told to just put in a letter of complaint, it now l...

Hi Andy,
Yes thanks we will try to find out. We have tried to phone DM it just rings a few times and goes dead and also the website looks broken (words in wrong position) looks like its not maintained we will keep you posted.

Hi Kallis3,
Thank you we will let you know if we hear anything.

Hi Kaliis3,
Thank you we will let you know if we here anything.

We continued to pay the contributions for a further 5 months after the 18 months but we still had not heard anything from DM. We asked the only company that would offer us a remortgage at the time to try and get in touch with DM and they said that DMatters were about to go bankrupt. we had also read...

Hi kallis3, yes we were, the proposal said we intend to remortgage after 12 months. we contacted our IP to ask him what the figure would be that we would have to remortgage for he did not know what the final figure was. We contacted him and Debt matters several times and could not get any answer. In...

we were told that our IVA was to last for no longer than 18 months. After 4years we were told that the IVA had been terminated the letter reads.. "I write to advise that pursuant to rule 5.34 of the insolvency act 1986, the supervisor must terminate the voluntary arrangement. Accordingly I hereby is...