Wickerwish I know how you feel, most of the time I am happy because I am sorting myself out then the 'Insolvency Register' thing kicks in and I am filled with dread. No-one, including my business partners know my situation except for my immediate family! I am scared to look on the register even now ...

The problem is Loneranger that many landlords are in the same position as you and many may be in an IVA themselves or heading that way. I know that because I am a letting agent. Some have become landlords by accident due to the recession so they need to make sure that their tenants can pay the rent ...

I know money is tight right now but try to invest in a 'Caller Display Phone' my IVA has not gone thru yet so was expecting lots of calls but the only creditor that calls day and night is 'Barclarcard' and the debt is less than £900!! they have rang at least 8 times today but I knew who it was becau...

Hiya Mattdp. I am also a director of a limitied company and my IP said that I can 'do' a personal IVA. The only thing is yesterday they asked for the value of the company shares to produce to my creditors, which is a pain as I do not want my business partners knowing my private affairs. When I poste...

Thanks for your reply ivas4us would some mortgage companies ask for share values if you said you were a director?

Please help. I am a director in a very small company and planning to go thru a Personal IVA - my problem is that my IP needs to know the value of my shares (probably almost worthless) but I do not want my business partners to know about my financial problems even tho it will not affect the business....

Well done Fingerscross must be a lovely feeling! enjoy this evening.