I'm with T-mobile and on a IVA and have also upgraded this week without problem.

One of my earler posts stated that we were told we couldn't swop to interest only with Lloyds TSB unless we had at least 25% equity in the house. We asked this when trying to set up our joint IVA, we pay £200 in total. So there is very little room for a rate change, it would be a case of telling the...

We tried to get Lloyds TSB to let us go onto intress only payments , but were told we would have to have 25% equity before they would + they are my wifes bosses ! ! !

I will be talking to them in the next few days but a different perspective can't do any harm first.

Our Joint IVA has been running for 2 months now of a 6 year term and my wife has been struggling at work and has been diagnosed with early stage Huntington's . We were told to sell our caravan , which we did for £9000 and that this would have to be paid into the IVA within the first 3 months. We own...