Further to my previous posts. My landlord sent in the balifs on friday. They took all my stock, and all my personal effects, furniture etc. The only thing I managed to take were my clothes. I just had to load them into my friends cars and leave the shop. As I was living above it was a nightmare. Nin...

Thank you
You have made things seem a little easier.

And maybe I do need a fresh start and your right it is important to know when your flogging a dead horse. It is not easy giving up either tho!

Thank you for the advice once more.



Alan

Hi With regards to leases . Yes the amount till the end of the lease was included in the IVA this IVA around £40,000. And the landlords have re let the property now so will be collecting rent as well I assume. My main problem is that as I live above my current shop I will also become homeless If I g...

Hi Melanie, Thank you for you speedy reply. That puts my mind at rest a little. I am not really running up more debts other than my rent arrears as I am now wholesaling stock in as and when I can. If I can keep doing this I will be able to pay off my two or three existing suppliers in the next few m...

Hi Thank you for your reply. I am a sole trader and the IVA was based on this new shop trading well, which it started off doing. The break even was £3000 a week which we managed, but retailing has got more difficult especially due to the increases in interest rates.Which is making people more cautio...

would it not be a good idea to " sell" it to someone close to you just in case?


Alan

Hi, I am presently in an IVA which was approved in october 05, so far I have been able to keep up the payments but am finding it increasibgly hard. The reason for my IVA was my clothing busines got into difficulties and I closed the three shops I had tpo locate to a new shop, which I hoped would do ...