MBNA were the worst of my creditors and that was nearly 4 years ago. They used to phone me every single night (luckily for me only about 2-4 weeks of it). I even spoke to a very rude person who said had I tried to get a loan to pay them off?? What is their 10 year rule? not heard of that. I hope you...

I think that when I looked there were defaults registered after my IVA approval date. Is it worth doing something about them now or do i need to wait until my IVA is completed which is October next year? I have to have SC clearance for my job. My current SC clearance expires in 2012 (10 year cycle) ...

Hi everyone. Sorry that I haven't posted for so long. I have just over a year to go before I have completed my IVA. I have recently joined Credit Expert(Experian)so that I can see my credit report. My IVA is on there but my overall Credit Score made me smile. It isn't 'Very Poor' or even 'Poor', it ...

Thanks for all your replies but panick over....just gone on line with Tesco to try my luck...and it was good luck...accepted monthly payments...deposit of £45 paid...docs in post...email confirmation...and much cheaper than zurich...got top notch breakdown and hire car added on because it was so muc...

I have been with zurich for a for years now.....via a broker.....but...the broker has changed from equity to swinton...but the direct debit has always been in zurichs name. today i got home and have a pile of info from swinton with a zurich quote (expires 30th Nov) and an alternate quote with AXA......

Some of them do I believe. You can get it but they don't let you pay monthly.

Can anyone recommend a company that will allow me to pay direct debit each month? As anyone got approved for this as a new customer...just don't want to try tesco say for instance and get turned down.

Hi, Big mither last night...managed to contact my friend....but...forgot she was in London on a course not back until tonight. She suggested going to see her sister in law who lives down the road from me...I know her as she sometimes feeds my cat....she did it no probs. Put it in the first class rec...

Hi everyone, Just to let you know everything is fine...just got back from work..message on the phone from insurer...extra £10 until end Nov when my current insurance expires anyway then they will redo my policy....cover note in the 1st class post...phew! Just now need someone to witness my car lease...

Sorry I think you may have mis understood what I have said..I should have worded it better...I mean that they have never asked me for any of the money when they did the review either so it was in line with what they told me on the phone.

Hi, Just been reading this thread. when i left my old employer on 31 Mar I had several days holiday left over and agreed to take money in lieu. When I phoned my IP and aksed if I need to hand 50% of it over they said no and that I could keep it all.....they have since done a review on me with the pa...

okey dokey will do....I have never missed a car insurance payment

That is what I am hoping..fingers crossed.

Thanks Jan.....I need to give myself a good slap though...sitting here stressing at releasing so much money....also fretting in case Zurich do a credit check on me then I have problems getting insurance monthly...sure it will work out ok though...and Tuesday, subject to insurance being sorted...I ge...

Hi, Through Duncton. I did have a poke around on the internet but they all seem to go back to Duncton as the actual supplier...ie alot of brookers on the net so better off going to Duncton direct. Got to say I found them really nice and friendly and accommodating. Had to send them copies of Driving ...