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by lofty1979
Sat Sep 19, 2009 10:49 pm
Forum: full and final settlements
Topic: Full & Final Payment - Acceptable Figure
Replies: 18
Views: 4018

would be nice if i had the £4500 to get things paid off
by lofty1979
Thu Sep 17, 2009 12:17 am
Forum: full and final settlements
Topic: Full & Final Payment - Acceptable Figure
Replies: 18
Views: 4018

Ronald - sadly i don't have the original documents as they were at the marital home and didn't leave with me when i departed.
by lofty1979
Wed Sep 16, 2009 8:59 am
Forum: full and final settlements
Topic: Full & Final Payment - Acceptable Figure
Replies: 18
Views: 4018

Hi angela, it must be the time of day, I'm not becoming redundant, I lost my job in december of last year, and despite that, have made all but 2 payments this year (missing payments in June and August), I am returning to full time employment on Monday coming, but looking at the figures, it seems lik...
by lofty1979
Wed Sep 16, 2009 12:21 am
Forum: full and final settlements
Topic: Full & Final Payment - Acceptable Figure
Replies: 18
Views: 4018

I probably put this in the wrong section as i attatched it to my post in the main forum, so i'll repost it here: Guys, on a semi related note, i asked how much i currently owed, and was quoted £4500, however in a letter dated May 2008 i had at the time, paid £7,200 into my IVA so far, and since then...
by lofty1979
Tue Sep 15, 2009 11:26 pm
Forum: Ask IVA Forum and Industry experts
Topic: Missed Payment Question
Replies: 21
Views: 2743

Guys, on a semi related note, i asked how much i owed, and was quoted £4500, however in a letter dated May 2008 i had paid £7,200 into my IVA so far, and since then have paid in another £4,200 for a total of £11,400, in the same letter it said that my creditors were owed a total of £12, 472.15, howe...
by lofty1979
Fri Sep 11, 2009 3:10 pm
Forum: Ask IVA Forum and Industry experts
Topic: Missed Payment Question
Replies: 21
Views: 2743

The biggest stress for me has been the fact that I was made unemployed in December last year and informed them of the fact by letter, which apparently they never received, so since then until now, I've lived a life of a hermit just to be able to make the payments that have been due, I owe £4800 now ...
by lofty1979
Fri Sep 11, 2009 3:04 pm
Forum: Ask IVA Forum and Industry experts
Topic: Missed Payment Question
Replies: 21
Views: 2743

What's a bit annoying is, the conversation i had was exactly the same conversation i had with someone 3 months ago, so surely this was all on record, plus I informed my supervisor by email on the 28th of August to inform them of the reasons, to which I had a further conversation with her on the tele...
by lofty1979
Fri Sep 11, 2009 3:01 pm
Forum: Ask IVA Forum and Industry experts
Topic: Missed Payment Question
Replies: 21
Views: 2743

My proposition (it might be the silliest of propositions) is just to add the 2 missed payments months to the end of my term, so rather than finishing next October, i'll be finishing in December
by lofty1979
Fri Sep 11, 2009 2:36 pm
Forum: Ask IVA Forum and Industry experts
Topic: Missed Payment Question
Replies: 21
Views: 2743

And to top it off, an email was supposedly sent to me asking for a payment this month and funnily enough that was never received (I have a specific email account for dealing with Nuttalls)
by lofty1979
Fri Sep 11, 2009 2:34 pm
Forum: Ask IVA Forum and Industry experts
Topic: Missed Payment Question
Replies: 21
Views: 2743

Grr - have just had someone from my IVA call me up to ask me about payment AFTER I informed them 2 weeks ago that my August payment would be missed due to the circumstances above, AND i've also been informed that 3 missed payments ANYWHERE within the terms of the IVA period would constitute a breach...
by lofty1979
Thu Aug 27, 2009 3:07 pm
Forum: Ask IVA Forum and Industry experts
Topic: Missed Payment Question
Replies: 21
Views: 2743

Thank you, it'll be really nice to get back doing what i do best (nursing)
by lofty1979
Thu Aug 27, 2009 2:38 pm
Forum: Ask IVA Forum and Industry experts
Topic: Missed Payment Question
Replies: 21
Views: 2743

Thanks, getting the job i have gone for is great, but the timing isn't as it's ging to be October before i get my 1st proper pay cheque
by lofty1979
Thu Aug 27, 2009 2:25 pm
Forum: Ask IVA Forum and Industry experts
Topic: Missed Payment Question
Replies: 21
Views: 2743

Hi guys, its been a couple of months. I missed a payment in June, as due to being unemployed really couldn't afford it that month, I spoke to my IVA people and explained that to them, I made a full payment last month, but this month I'm in the same situation as i was in June, due to having to pay fo...
by lofty1979
Thu Jun 18, 2009 10:41 pm
Forum: Ask IVA Forum and Industry experts
Topic: Advice, Help?
Replies: 23
Views: 2302

I am in written, email and telephone contact with my supervisor a lot, so i'll see what i can do
by lofty1979
Thu Jun 18, 2009 9:57 pm
Forum: Ask IVA Forum and Industry experts
Topic: Advice, Help?
Replies: 23
Views: 2302

Not mine seemingly
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