Hello I am after a bit of advice before speaking to my ip. Me and my wife are about to start the final year of our iva. We entered into it with 27000 worth of debt, paid 450 pounds a month for the first two years and for the last two years we have paid 207 pounds a month as our payments were reduced...

Hello I have a friend in an iva and she has been approached by a group called consumeraction.org who say she would be better off fileing for bankruptcy and they will assist her. I was just wondering if anyone knows if this it a legit company or another one of those scams where you end up worse off. ...

I posted about a week ago as me and my wife have been really struggleing with our iva. We've had our 2nd review now and i recieved a letter in the post saying that their findings were that we were in fact struggleing but for the meantime continue with the payments and they will be in touch shortly. ...

Hi all Have currently completed the 2nd yr of our iva and had a review yesterday. Our circumstances have changed dramatically over the past yr as my wife lost her job (so we are down £500 per month from when the iva started) and we have just had another baby. Our payments at the moment are set at £3...

I am looking for advice. I entered into an iva in sept 2007 with debts of £27,000. Initially the company said they thought the payments would be £300. Then when they went through our income and expenditure we were told we could afford £360. Once the creditors meeting went ahead this then went up to ...

we went into this under the belief that it would help us out and reduce the stress we were under,after today i feel like im banging my head against a brick wall. Do I have to stay with the company im with? I bring home £1600month as long a i can get overtime. My basic would be £1260. My wife isnt wo...