Hmm thanks Andy, Part of the reason I took on the IVA was because my finances were unmanageable (by me). Lots of differnet creditors, and I found myself unable to keep ontop of it all. It was a nightmare. The great thing about the IVA was that it meant one monthly payment, and I was free to think ab...

Hi All, Ive been on an IVA since the start of the year. The sum agreed was 16k ish. I can rememer exactly how muc hi owed before, but it was in the mid 20s i seem to recall. Anyway, I have recently handed in my notice in my current job, and wiil be starting a new job IT contracting. I will be taking...