I would not borrow in anyway for a holiday it's false economy, have a holiday at home, many things to do for free, it's not what you want to hear but it will help your discipline as you start your iva

It's clear to me, you borrowed the money therefore you should do everything possible to pay every penny back of the full original amount and not try to find ways and points to keep any of it

Congrats

I ensured I signed the Deed of Assignment, paid a last minute 7k PPI payment and got my CC in 6 weeks

Pay it in asap

Yes, I received one for £7000 but I treated this as not belonging to me but to the firms I owe this to- send it on you will feel good

Nor is mine but I never checked at all through the IVA

Someone will be on the site to advise you more than I can, I do remember as soon as I started the process and even before I was accepted I used to tell the creditors I was in talks about a iva and that seemed to help hold them off

Good luck

I have found the register and do not see my name listed, can I take it that has I have completed that it has been removed?

Can anyone Dvise me where I can look or find the Insolvency register?

Thanks all for your responses, I have a box full so I will scan in the important ones and bonfire the rest

Cheers

Your very lucky mine was 68 pence in the pound

Thanks all but I don't think you have really understood the question and you haven't given me any real reason to keep them. Bonfire tomorrow then

I was NOT talking about throwing the CC away but all the documents saved in the last six years, why would anyone want to be reminded of the nightmare

I have just completed. Should I now discard all the paperwork I have collected over the IVA process and duration

I don't feel overjoyed, the toll of this has been high, break up of my marriage, heart attack, diabetese etc