I remember how I felt when my partner told me what a financial mess we were in. We only used to argue about money. Now we have our IVA we are much more frugal and living on a budget keeps us on our toes! It's great that you have sought help and are doing something positive about the problem. Your hu...

I had this problem I had forgotten about a creditor. It didn't make a huge difference to my IVA because it was only a few hundred quid.....in the grand scheme of my debts! I printed off the result of the search of the INsolvency Register and handed it to the bailiff whilst he was at the door! Proble...

I have been made redundant but I have got a new job to go to within a month so I propose to pay in any surplus redundancy money into my IVA. It will be about £8k. My dad is taking us on holiday. He has paid for an all inclusive treat for us all to spend a week together before Christmas. My new emplo...

I just wanted to let everyone know that we have just had a first review. It was very smooth with a small increase in our payment. I have to say what a great year its been. We have stuck to our budget religiously and have found that we actually have money to do the shopping and have the odd day out w...

We are having our second annual review. I pay my step parents to look after my child £50 per week. My IP wants a letter setting out how much I pay them. I don't want to tell them about the IVA so I don't want to ask them for a letter. Another reason is they are not registered for childcare and they ...