Well done on nearly completing your IVA. I am four months away from completing mine and just cant wait. It has certainly been a tough journey and a lesson learnt. I am looking forward to having an extra £303 in my pocket each month and to finally start saving. For me, an IVA was the best thing ever....

Well done OP on completing your IVA. I am also in the homestretch now with 12 payments left - so August 2011 I shall be saying bye bye IVA. It has surely been a tough journey. Well done all for persevering - it is surely not for the faint hearted

Glad to hear that PM5, I have just been informed that I will have another pay rise in June of approximately £200, which means £100 to my IP every month.....grrrrr!!! I am thankful though to have an extra £100 to use every month, it is better than nothing. I guess I could just put it in my contingenc...

You are so right PM5, what was the result with your additional income and expenditure? Hope it was a good result for you

Hi everyone, Thank you for your posts, she simply typed in her name and surname in Google and it was the first result. What came up on the search was Individual register - Home , then underneath that link was report requested for : the name of the person, Case Name, High Court of Justice . What was ...

Dear FM's, Please could someone enlighten me as to whether it is legal to have your details on the insolvency register accessible via a google search. My sister is also in an IVA and she has just called me in a state of panic, she was just playing around on google and decided to search her name, and...

Dear FM's Thank you for your support with regards to my post, just to give you an update. Well I sent out another email per Ian and Melanie's valuable advice and got a result, firstly they admitted to incorrectly calculating the figures so in a sense the extra income I earned had all been used up by...

I am very sorry to hear about your experience Sue, it is just shocking how organisations can sometimes be heartless. I would agree with Sharon, I have some knowledge on employment law and in a nutshell they should not be able to bind you to the amendment with regards to the IVA and BR policy unless ...

Thanks Ian, I have just got a call from them and the administrator has informed me that one of the Directors was on holiday so my IP was busy with his workload which involves corporate clients! I then informed her that while I understand that, they are not offering me free service and therefore shou...

Melanie, I have just sent an another email and done as you suggested, requested a delivery and read message notification. I have complained about the whole process. I initially emailed him on the 27th March which is about two weeks ago and no-one has attempted to contact me about the email or to eve...

thanks for your response Melanie, the company I am with is called FA Simms, I still have not received a reply to my email or calls. I just tried them again this morning and I was told that my supervisor is not in again today until 2pm. Last time I rang I was told that he was at lunch and he would ca...

Apologies for the long post I am in a similar situation, I was working part time last year due to stress and this time went back to work full time. My original IVA was agreed using my full time salary. Now that I have gone back to work full time I am only earning what I earned initially. My IVA com...

My debts were initially 30K, I am paying back 9k to my creditors and 10k to my IP. I am also struggling with my payments and this month have missed the payment as I couldnt afford it. I am now contemplating getting out of the IVA and entering a DMP with the CCCS, this is my 16th month in my IVA and ...

I am currently in an IVA and thinking of going down the BR route. I have had a few added expenses lately in that my son has to go to an after school club and that costs £160 a month, plus Tax credits have cut down my monthly payments for childcare, at an extra £200 for me, hence this month I have be...

I cant seem to stop stuffing my face with food. I am normally a gym fanatic but at the moment I am not motivated enough to even do that!!! Money worries I guess, I tend to reach for food when I am stressed which is disastrous. Good luck to you all at your weigh in next week. Will keep you posted