hey congrats i hope this will be me once my budget for my expenditure is finalised. Did you have to supply a lot of documentation (e.g. statements, bills for everything). Just wondering whether i need to start asking for statements before i close my bank accounts etc as some debit is with bank?

This is classed as a household income therefore 50% is 3oo punds

Many thanks Melanie for you response. I owe 30,000 to my creditors including the 5,000 loan to the student loan company. I have a household income of 4500.00/month with the expenditure/month as 3900.00. Which means that i have 300/month to offer my creditors.