Cheers mate. Much appreciated

Hi Foggy
I started IVA December 2011 and completed end Nov 2016

Hi First post in yonks. I completed my IVA in Nov 2016. I’ve just been looking at my credit report analysis on TotallyMoney.com because I thought my credit score would have been better than what it is. The analysis shows that in my last 6 years I have 28 missed payments against three accounts. I sta...

Thanks foggy.

I’m on Noddle and Clearscore. Is there any need to send the three credit agency’s £2 to get report direct from them

Hi Guys and Girls

I haven’t posted in well over a year. Thought I would ask about how to best repair credit score. I completed Iva nearly 18 months ago but credit score hasn’t improved as much as I thought it would. Any hints/tips would be very much appreciated

Cheers

I had several salary sacrifice cars through work where cost deducted off source. To the HMRC even though a salary sacrifice lease it was still classed as a company car. This was ok but private leases are totally different

I had the same letter in my last month of IVA with CF (ex PDG) but luckily I had been through the equity release process and I had less than £5k so told Them that I had already been told my last payment was month 60. Just lending said they were just sent a list of clients who had paid all of their I...

My final review last year with Credit Fix was last six months pay slips and bank statements.

My last payment to credit Fix went out on 19th Nov 2016 and I received CC 12 days later.

I had to do a bit of chasing with CF coz at month 54 I hadn't heard from them about Equity release process. Didn't start that process til month 57.

Good luck getting yours through quickly

Happy New Year Guys and Girls

Must check mine in the near future with just receiving my CC at end of Nov.

Cheers. Should the charge be lifted automatically once completion Certificate is sent out?

Is there anywhere you can check to see if a charge has been lifted off your own property once your IVA has been completed ?

Me and my Mrs have Salary Sacrifice lease cars that come off my wage. I was in IVA and Mrs in DMP. My IP said that I needed a car to earn the money to pay my IVA and that it was a fixed payment including servicing, road tax and recovery therefore a regular outgoing and no unexpected bills for repair...

I've renewed by O2 contract no problem once at 02 shop, once at Carphone Warehouse and once at Apple shop. Ulways been an upgrade though not a new contract