Hi Phil I have dealt with a few clients in the media recently and understand your income peaks and troughs. As you are self employed - do choose an insolvency practitioner who is prepared to meet with you face to face as this is now a statutory requirement. You know you will feel so much better whe...

Hi philh I went with a comapny called debt matters and they had it sorted in just under two months, they were very helpful and made me feel a whole lot better, I had debts of 21,000 and pay 200 a month, im so much better off. Hope this helps l morris Thx for sharing your experience. It helps. I kno...

Hi philh You will need to work out your disposable income to see if you would qualify for an IVA. Take your usual take home salary, and deduct your usual household and living expenses - you could use the template on my website as a guide. Let me know how much you then feel you could afford to pay a...

hi, My income at the moment is incredibly low. I think in the next week or so I will have none at all. I know I've buried my head in the sand for a long time. I've unoppened mail but I want to find a solution as quickly as possible. Basically my debt is approximately 25000 though it could be more. M...