PPI CLAIM My iva has finished, I have my completion certificate but I've received a letter from Barclays stating that I was missold ppi on a loan with them from 2001, (my iva ran from 2009 to 2015).They are paying back £900 but they are sending the cheque to my IP. Is this correct or should i get t...

Great, Many Thanks for replying quickly.

When I send off my copy of my completion certificate to Experian, Equifax etc do they require all the documentation that my IP sent me (final report of the supervisor, Receipts and Payments page, Schedule of Creditor Claims/Distributor claims or will the completion certificate be enough?

I am with Kingsgate and my final payment to them was in August 2014, I only received my completion certificate on 24/12/2015. They put me through all the ppi claims etc and I just kept getting pushed to one side. I rang them every couple of weeks to find out what was happening and they always said t...

Many thanks for the links, yes it was a lovely present to receive on xmas eve. It has been the hardest 6 years of my life and thought it would never end. Now it's time to rebuild my life and credit score and try and move on from my mistake. Onwards and upwards from now on!!

Received my completion certificate today 16 months after my final payment into my IVA. Had the usual excuses from Kingsgate Insolvency about outstanding ppi claims which came to nothing. Now I've got the certificate what do I do with it now? Do I need to send it to anyone as proof of completion or d...

I'm still expecting another call sometime to say I still owe for this and still owe for that.

It never runs as smooth as you expect even when you have followed to the letter of the law.

Thanks Foggy, To be honest, the company I deal with have made so many mistakes that I just don't trust them anymore and I just felt they are taking the Pee out of me at the very end.

I will be asking for detailed report as you say.

Hi, I completed my IVA in July with a full and final settlement of £6800.00 through my parents which was approved to prevent an extra years payment because of having equity in my property. The Company I go through have just called and said that through the completions dept I still owe another £275.8...

sorry, that's thrown me a little.

Do you mean I have to pay ALL of my redundancy money into the IVA?

Redundancy in 6th year because I cannot get equity release. Hi, I'm close to entering into a 6th year of my IVA because I cannot release any equity because my mortgage is with Northern Rock, now known as NRAM. Unfortunately where I work, it looks like I might be made redundant in the next 3 months o...

My IVA has reached the point of equity release. My home is valued at £139,500 85% LTV is: £118,575 Mortgage redemption: £85,767.14 Amount to be realised for IVA: £32,807.86 My IVA payments for this year have been £551.00 a month and are all up to date. My mortgage is a joint mortgage with my wi...

My IVA has reached the point of equity release. My home is valued at £139,500 85% LTV is: £118,575 Mortgage redemption: £85,767.14 Amount to be realised for IVA: £32,807.86 My IVA payments for this year have been £551.00 a month and are all up to date. My mortgage is a joint mortgage with my wife wh...

thanx for the replies everyone. hopefully everything will go smoothly with my review. thanx again!!

Hi, I have just received a letter saying that i am now due my first yearly review of my IVA. What does this entail? Will my monthly payment amount change as i thought it was a fixed amount for 5 years?? Please can someone advise me as the first year has been a big big struggle financially and i have...